Business Insurance Basics: Cyber Liability Protections

As a business owner, insurance is necessary to protect your investment. Most business owners understand the importance of traditional business insurance and a liability umbrella policy, but what a lot of business owners don't understand is the importance of cyber liability coverage. Before you finalize your company's insurance portfolio, you should understand cyber liability insurance and what it can do for your business. Here's a look at some of the things that you need to know.   Read More...

5 Areas Covered By An Auto Insurance Policy

Auto insurance is a prerequisite in most states for one to drive a vehicle legally. It is a contract between the car owner and the insurance company. In the agreement, the vehicle owner undertakes to pay premiums to the insurance company at regular intervals. In return, the insurer undertakes to provide compensation for loss resulting from an accident. Here are basic areas that an auto insurance policy can ensure compensation:   Read More...

Requesting A Business Insurance Quote? Your Marital Status Matters

When you submit a quote request for business insurance, you expect the representative to ask you plenty of questions about your business. However, a question you might not expect is one about your marital status. While it might seem strange, it is common for insurance companies to inquire about your status in order to provide an accurate quote. Learn one of the reasons why it's important. Stability and Responsibility When a person gets married, they add some level of responsibility for their partner onto their plate.   Read More...

Why Honesty Is The Best Policy When Applying For Life Insurance

Being completely honest on a life insurance application is essential to prevent any problems for the beneficiary. A life insurance provider can deny a policy payout if the company finds evidence of fraud taking place the application process. Applicants are required to disclose medical issues and risky habits that could be connected with early death. That doesn't necessarily mean the application will be rejected, but the insurer might require higher premiums to offset the additional risk.   Read More...

4 Important Things You Need To Know About Homeowner's Insurance

As a homeowner, one of the things you need to understand is how the homeowner's insurance policy works. Home Insurance Coverage Is Important When you have a loan on your home insurance, you will need to carry homeowner's insurance. If you fully own the home outright, you will still want to carry homeowner's insurance to protect the investment you made. Homeowner's insurance can provide you with money to replace your home and belongings if they are damaged.   Read More...