Why Home Insurance Is So Important To Have

Home insurance is not a requirement under the law like car insurance. However, you should still make a point of carrying home insurance on your home at all times. Once you fully understand the importance of home insurance, you may start to think of it as an absolute necessity. Continue reading to learn more about the importance of home insurance.  You can rest easy knowing your home is covered The reason this advantage of having home insurance is listed first is that this is something that can weigh heavy on you much of the time.   Read More...

Why You Should Not Lie to Your Insurance Agent

What would happen if you were to withhold some information during your car insurance application? You can decide not to inform the agent about how you use the vehicle. You can also lie about past accidents and traffic tickets. Are there consequences to any of these lies? Yes, when your car insurance agent uncovers your lies, any of the following can happen. Higher Premiums  Typically, car owners lie to their car insurance agents to save money, but it could end up being an expensive mistake.   Read More...

Business Insurance Basics: Cyber Liability Protections

As a business owner, insurance is necessary to protect your investment. Most business owners understand the importance of traditional business insurance and a liability umbrella policy, but what a lot of business owners don't understand is the importance of cyber liability coverage. Before you finalize your company's insurance portfolio, you should understand cyber liability insurance and what it can do for your business. Here's a look at some of the things that you need to know.   Read More...

5 Areas Covered By An Auto Insurance Policy

Auto insurance is a prerequisite in most states for one to drive a vehicle legally. It is a contract between the car owner and the insurance company. In the agreement, the vehicle owner undertakes to pay premiums to the insurance company at regular intervals. In return, the insurer undertakes to provide compensation for loss resulting from an accident. Here are basic areas that an auto insurance policy can ensure compensation:   Read More...

Requesting A Business Insurance Quote? Your Marital Status Matters

When you submit a quote request for business insurance, you expect the representative to ask you plenty of questions about your business. However, a question you might not expect is one about your marital status. While it might seem strange, it is common for insurance companies to inquire about your status in order to provide an accurate quote. Learn one of the reasons why it's important. Stability and Responsibility When a person gets married, they add some level of responsibility for their partner onto their plate.   Read More...